New for 2008! Introducing the MVP PersonalAdvocate… MVP Health Care, in partnership with Lockheed Martin, is offering a Personal Care Advocacy program. This program is designed especially for Lockheed Martin employees and their covered dependents. Your MVP PersonalAdvocate is a dedicated registered nurse you can call Monday through Friday (8:30 am to 5:00 pm) with questions about your coverage. The PersonalAdvocate will direct you to programs (diet, exercise, disease management) that will enhance your health, assist you in finding specialists and other providers, and will assist you with claims processing issues.

Your MVP PersonalAdvocate enables you to make the most of your health insurance benefits – and will be available to help you to Take on Life and Live Well! Call today – 1-888-687-6367.

Look into MVP!

This is the year! Whether you have to choose a new health plan this year or if you are just looking for a change... better service, better quality, better care... MVP is the plan!

Choose the health plan that offers the finest quality care, a wide variety of unique and valuable benefits – and the very best customer service. Choose MVP Health Care, the plan more than 8,000 Lockheed Martin employees and family members have already chosen.

Get Answers When You Have Questions
MVP After Hours gives you and your doctor late night and weekend access to MVP Member Services representatives. A Registered Nurse is on duty from 5 p.m. to 10 p.m. on weekdays and 8 a.m. to 10 p.m. on weekends. For expert answers to your health questions, call 1-800-229-5851.

Students Covered Wherever They Go to School
MVP has a benefit for college students covered by your MVP rider. While your kids are away at college, they'll be covered under your plan both at home and away. This benefit includes $2,500 annually in doctor visits, lab work and physical therapy (everything except preventive care, which must be done through the Primary Care Physician at home). Of course, emergencies are always covered.

Prescription Drug Coverage
You'll be covered for a wide range of prescription medications. Plus, with MVP, you'll have hundreds of participating pharmacies where you can fill your prescription at your convenience. And now, for prescriptions filled at the pharmacy a $10 (generic), $25 (formulary brand name) or $50 (non-formulary) copayment applies for each 30-day supply. Or, through our Mail Order program, receive a 90-day supply for the cost of two copayments.

• More than 15,000 physicians planwide (click here for a complete search of participating physicians)
• Complete preventive and sick care for adults
• A fixed $20 copayment for PCP office visits or $40 copayment for Specialist office visits
• Hospital coverage with a $250 copayment and no day or dollar limits (click here for a complete listing of participating hospitals and labs)
• 24-hour worldwide emergency coverage
• Covered eye exams every two years
• Free mammograms
• Free pre-natal office visits (after initial visit copayment)
• Coverage at all major area pharmacies (check online for a complete listing)
• No claim forms or deductibles
• Convenient paperless referrals
• Great Service – including time-saving Web services and our Member Services line
• Medicare Coverage – MVP offers the same benefits to Lockheed Martin Medicare eligibles. MVP coordinates coverage with Medicare
• Member discounts on health-related books, home safety equipment and beyond. Visit the MVP Store for more information

For a more thorough outline of benefits, click here for a benefits chart (PDF Document).

Straight Talk About Quality
When it comes to your health care, make sure you are getting the best care – for you and your family.

There are several ways to research the quality and reputation of a health plan. National rankings are a good place to start. MVP is consistently rated among the nation's best health plans by leading magazines and organizations. In fact, we were recently rated among "America's Best Health Plans 2005" according to a national ranking of health plans produced jointly by the National Committee for Quality Assurance (NCQA) and U.S. News and World Report magazine. MVP's Commercial HMO plan placed 20th in the nation based on clinical performance, member satisfaction and NCQA Accreditation.

The National Committee for Quality Assurance (NCQA) is an independent, not-for-profit organization dedicated to measuring the quality of America's health care. NCQA Accreditation is a nationally recognized evaluation that purchasers, regulators and consumers can use to assess managed care plans. In December 2005, NCQA awarded Excellent Accreditation, its highest accreditation status, to MVP Health Plan, Inc. for its HMO and point-of-service (POS) plan types.

In the highly competitive health insurance industry, MVP Health Care has earned a reputation for quality care. Don't settle for second best. Do the research. Ask around. And choose the best quality plan for you.

This is the year. MVP is the plan. Now is the time to join.

Any questions? Feel free to E-mail our Member Services Department or call 1-800-229-5851, 8 a.m. to 10 p.m., 7 days a week, excluding holidays.

MVP Health Care
P.O. Box 1434
Schenectady, NY 12301-2207